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Many people believe that they do not need coop or condo insurance because the building that they live in has a "master insurance policy". Don't make this same mistake! Generally, the master policy of a building only covers the walls, floors, and first layer of paint for each specific unit in the event of a covered loss. Contents, improvements, alterations, and personal liability are usually not covered by the building's master policy.
There is a lot at risk. Don't wait until it is too late! For less than one dollar a day you can purchase coop or condo insurance for your unit, and protect your belongings that took years to accumulate. For more information on coop and condo insurance please visit our online insurance guide.